Got my renewal policy from swift insurance for £270, an increase of £30. I decided to have a look around, but my wife told me that Topcashback was offering £52 cashback on a motoring insurance. I joined it, and went through procedures and it took me to the Churchill car insurance site. I put my details in and it quoted me £208 for a near identical policy..Similar everything, so I applied and got it. So it got me a years Insurance, fully no claims protected, legal cover, £150 Voluntary Excess and free breakdown cover. So after taking the cashback off the premium it cost £156. Not bad for someone who gets stiffed every time he reinsures..