General Insurance for a new driver

Discussion in 'General Discussion' started by K24 CL9 GUY, Sunday 12th Jun, 2016.

  1. K24 CL9 GUY Premium Member Club Supporter

    United Kingdom Guy Gloucester
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    Just thought I would share my findings from getting quotes for a new driver on a selection of different cars in preparation for the lad turning 17 shortly.

    I took certain stats so could compare such as year, milage, engine size, BHP, cost of car and cost to insure third party fire and theft with me as a named driver for a year.
    1. Aygo 07 97K 1.0 67hp £1695- £1,162.
    2. Corsa 04 73K 1.0 60hp £990 - £1,250.
    3. Corrola 03 75K 1.5 95hp £1250 - £1,432.
    4. Colt 05 81K 1.1 74hp £1350 - £1,448
    5. Focus 06 121K 1.6 116hp £995 - £1,472.
    6. Mini 06 108K 1.6 88hp £2000 - £1,518.
    7. Civic 04 129K 1.6 109hp £999 - £1,647.
    8. Matiz 04 43K 1.0 62hp £945 - £1,679.
    9. Lupo 00 92K 1.4 75hp £1100 - £1,691.
    10. Micra 99 56K 1.0 54hp £1491 - £1,697.
    11. Golf 4th Generation 92K 1.6 105hp £700 - £1,731.
    12. Clio 04 65K 1.1 75hp £800 - £1,758.
    13. 106 03 71K 1.1 60hp £775 - £1,766.
    14. Jazz 02 90K 1.3 82hp £1117 - £1,779.
    15. C2 07 84K 1.6 121hp £1650 - £1,794.
    16. Starlet 99 80K 1.3 74hp £995 - £1,842
    17. Colt 97 77K 1.3 74hp £395 - £1,857.
    18. Saxo 00 68K 1.1 60hp £575 - £1,870.
    19. Astra 01 86K 1.6 83hp £795 - £2,042
    20. A3 02 99K 1.6 ??hp £1995 - £2,134.
    21. Lancer 08 2.0 133hp £1400 - £2,144.
    22. Hyundai Coupe 04 144K 1.6 103hp £990 - £2,246.
    23. MX5 03 74K 1.6 109hp £1795 - £2,324.
    24. BMW E46 04 86K 1.8 114hp £1885 - £2,500.
    25. IS200 02 103K 2.0 153hp £1395 - £2,762.
    26. Civic 97 60K 1.5 113hp £1495 - £2,794.
    27. Puma 01 50K 1.7 123hp £1700 - £3,144.
    28. Civic 97 149K 1.8 169hp £1000 - £3,402.
    There we have it a very random order as are some you would imagine would be cheaper than others but aren't for example the Civic Type-S which is a 1.6 and 109bhp is actually cheaper to insure than a crappy Daewoo Matiz with 1.0 and 62bhp :Tongue:

    He really likes the look of the Type-S and is a gorgeous car for just £999 and the 7th cheapest to insure so not bad at all.
    Screenshot_20160611-203931.
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    He would also be able to join HK with that beauty and will try my best to stop him modifying it much as is gorgeous just as it is plus will make his insurance go up so might aswel wait until has a few NCB's under his belt :Smile:
     
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  2. legend-ary Moderator Staff Team

    United Kingdom Legend The Big Smoke
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    Not too bad. You seem to have missed Yaris. You can get 1.0, 1.3 and if you are lucky a 1.5 Tsport which will leave even the Type-S for dust. I ended up with a 1.0 Yaris as my first car as it was the cheapest to buy (£200) and cheapest to insure (£1350, if I paid up front). That is with a sort of risky postcode in London. Oh and I was over 25.
     
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  3. K24 CL9 GUY Premium Member Club Supporter

    United Kingdom Guy Gloucester
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    Yes I did forget the Yaris to be fair but like the Aygo and Matiz no young lad will want one as ugly :Tongue:
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    Out of curiosity tho.....
    Screenshot_20160612-155744.
    Screenshot_20160612-160030.
    Civic Type-S faster, nicer looking and cheaper to insure still :Smile:
     
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  4. rimmo Premium Member Club Supporter

    United Kingdom Charlie Brigg North Lincs
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    When my daughter passed her test in Feb of last year her first car was a Corsa 1.0, with me as a named driver quotes came in at excess of £1000, with me not a named driver quotes sub £1000, needless to say dad was well and truly dumped.:Laughing:
     
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  5. K24 CL9 GUY Premium Member Club Supporter

    United Kingdom Guy Gloucester
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    Interesting?
     
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  6. legend-ary Moderator Staff Team

    United Kingdom Legend The Big Smoke
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    Holy smokes!! £1700!!! That's crazy.
    But yeah try removing yourself and see if that changes. Other things that affect premiums is where the car is parked etc and job title.
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    Well TSport will be a better comparison 109bhp 1.5 VVTI in a 850kg car.... It will be faster than a Type-S :Smile: doesn't look too bad with the factory kit.
    image. image. image.
     
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  7. K24 CL9 GUY Premium Member Club Supporter

    United Kingdom Guy Gloucester
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    Doe's look nice to be fair and yeah worth a look then but thought was supposed to make it better?
     
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  8. exec Premium Member Club Supporter

    United Kingdom London
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    Yaris T Sport, great cars, out of the list it would be Civic or Corolla for me.
     
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  9. K24 CL9 GUY Premium Member Club Supporter

    United Kingdom Guy Gloucester
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    Yeah they were his two favourites
     
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