I got my renewal letter from RAC today, and they said my renewal will cost £181. I did a quick comparison and Greenflag cost £135 for the same cover, for a new customer, whereas RAC is supposed to give me renewal discount for no callouts in the year (I had none). While waiting on hold to speak to someone at RAC to cancel my membership, they said something along the lines of RAC being your first and only contact in an accident and they will come out to you etc.... Funny that seeing as when I had the accident in my Audi, they said - 1 - It would cost me £200 to tow the car back to home (because it was an accident and not a breakdown) 2 - I had to wait 6 hours to get a tow truck out as it was really busy I called my insurance and they sent someone from Greenflag within 40 minutes.... Anyways, After telling them I wanted to cancel, they asked why, and I told them, and they said 'let's see what we can do'. Less than a minute later, they say they can renew my policy for £115, and as a goodwill gesture, renew it for 15 months, instead of 12. Really? They just 'found' 36% discount that quickly ? So, yeah - ALWAYS challenge them on automatic renewal prices.